The ability to earn an income provides for daily necessities, plus the goals and dreams of all individuals and families. Individual disability income insurance helps protect against a loss of earnings and provides a critical foundation for an individual’s financial life.
Insuring your income could be the most important thing you ever do. It is natural to insure your home, your car or other valuables. Why not to protect the funds that provide those items – your income? Click below to calculate your chance of being injured or becoming ill, forcing you to miss work for an extended period of time.
Hogan•Taylor provides many types of insurance to meet and exceed our client’s needs for all aspects of personal health insurance:
Health Maintenance Organizations
High Deductible Health Plans
Major Medical Health Programs
Medicare part D Prescription Drug Coverage
Preferred Provider Organizations
Point of Service Plans
Short Term Major Medical
Life Insurance is another fundamental risk management tool essential for smart, effective personal and business planning. We can help you find the coverage you need at the best available price in the market. In addition, we provide expert advice and detailed analysis to help you answer concerns such as:
Do I have enough life insurance?
Should I buy term life or permanent life insurance?
What is “Whole-life” insurance?
What is a conversion privilege and what does that mean for me?
Wondering how much life insurance you need?
Split Dollar Life Insurance
Split dollar life insurance is a method of funding life insurance for owners and key executives. The policies are owned by the insured or trust — whichever is preferred — and the premium is paid by the company. The owner of the life contract signs a promissory note back to the company in the amount of premiums paid plus an applicable interest rate. Should the insured die, the loan is repaid with a portion of the death benefit and the balance of the policy will go to the insured’s named beneficiary. The note can be repaid upon retirement or at any specified time from the policy cash value or forgiven as deferred compensation. It is a wonderful benefit to give an owner or key executive for a very minimal cost and little or no effect to the corporate books.
Areas We Serve
Grand Strand/Myrtle Beach, SC
Charleston Trident, SC
Hilton Head, SC
Greater Wilmington, NC
Greater Charlotte, NC
Research Triangle (Raleigh/Durham/Chapel Hill), NC